« Are You Afraid to Walk in Your Neighbourhood After Dark | Main | Listing a Home in Orangeville - Two Types of Seller Regret... Which Would You Prefer? »

05/06/2009

Top 5 First Time Buyer Programs

Here are five outstanding programs for first time buyers.

1. Ontario Affordable Housing Program - My personal favourite! under the radar, not too many people know about this one. I’ve sent a forward to all my Realtors. Some know about it, some don’t but love that I informed them! If you are you renting, at least 18 years old, income under $59,000/yr and your buying a home under $200K then you may qualify for 5% government grant towards your down payment. Each qualification per municipality varies — click here for more details

2. Ontario Land Transfer Tax Refund New Construction - If you are a first time home buyer, buying a new construction property than you can get up to $2000 of your LTT rebated back to you upon closing. Download the form.

3. Ontario Land Transfer Tax Refund Resale - If you are a first time home buyer, buying a resale property than you can get up to $2000 of your LTT rebated back to you upon closing. Download the form. NOTE: As of May 1, 08 this bill is currently in its final phase of approval, all applications are kept on file for 2yrs until the bill passes.

4. GST New Housing Rebate - You may be able to claim a rebate for a portion of the GST you pay on the purchase price of cost of building your home if you buy a new or substantially renovated home, mobile home, floating or modular home from a builder or vendor. Or, you buy a share in capital stock of a co-operative housing corportation, or construct or substantially renovate your home (or hire someone). Download the form.

5. Home Buyers’ Plan (HBP) - The HBP is a program that allows you to withdraw up to $20,000 per person from your registered retirement savings plans (RRSPs) to buy or build a qualifying home. Withdrawals that meet all conditions do not have to be included and there is no withholding tax. Download the form.

Posted by on 05/06/2009 |

Follow "Local and Real Estate News" on Facebook

My Mission Statement

  • How Am I Different?

    I operate my business much differently than most real estate salespeople, who see their customers as a one-time transactional value only. They make no long-term commitment to their customer's well-being. They are after the quick sale, then on to the next...

    On the other hand, by choosing to run my business almost entirely BY REFERRAL, I understand how very special you are to me. I prefer to spend 100% of my time and energy listening carefully to your goals, explaining your options and giving you first-class treatment all the way. You will be treated like a friend, with dignity and respect.

    My vision is to provide so much value that you will feel proud to be part of my “Client Family”, and that you will trust me with the people you care about. Your delight with the entire experience, and your referrals, are the key to the future of my business.

    You need not be referred, but will be treated so well that you will want to refer others. I want to be your “Real Estate Consultant For Life”.

Real Estate Wednesdays

Who Are We?

  • David Waters, Sales Representative
    Julie Waters, Marketing Co-ordinator
    Dean & Sony Jackson, Mentors
    Wendy Pound, Staging Consultant
    Alexis Drake, Mortgage Specialists
    Jansen Engineers, Home Inspectors
    David Waters/MCS, Website/Design


    RE/MAX Real Estate
    Centre Inc., Brokerage,
    115 First Street, Orangeville
    Ontario, L9W 3J8
    1-800-461-2686

    Proud member of:
    Dufferin Chamber Of Commerce

    The STAR Group (Southern Ontario
    Referral and Mastermind Group)

    "By Referral Only" Coaching

    Not intended to solicit
    clients currently under
    contract with another Realtor.

Archives

More...

Categories

Waters - TV

Want Top Dollar For Your Home?


  • A special report has just been released which shows you step by step what you need to do to get ready to sell your house for top dollar quickly.

    To get a free copy of the guide for smart home sellers called "How to Sell Your House for Top Dollar Fast!" just on the image above.

David...Elsewhere

Helping People On The Move

  • Cindy and David
    Thank you so much for helping us to find our perfect house. We very much enjoyed working with you because you made the "daunting" house-search process painless! You were always available to answer our questions and help educate us on the ins and outs of the process. You showed us a range of homes including ones we didn't like to let us see contrast to the ones you knew we'd like. You understood us. We both recall sitting with you at Tim's and talking about Orangeville, no hard sell, just objective conversation. We couldn't have asked for better Realtor. Over & over, friends of ours said things like, "Our real estate agent didn't do that for us." We've come to realize that you are in a class all of your own, and we recognize the high standards you operate within. We are so lucky to have met you for our first foray into the housing market. It seemed so simple with you by our sides... thank you again!

    Sue and Paul
    “David provided excellent advice and made the sale of our home more than a sales transaction. “He handled everything with care and professionalism - everything with our experience was top notch. From dealings with other agents, the experience was truly unique. David sets a high standard for the rest of the real estate community. “We gave out business cards to all our neighbours!”

    Sandy and Thomas
    “To David– you provided us with undivided attention, and being new to the area, you gave us valuable directions which we use everyday. Your limousine service was stellar! “Everything was excellent, David followed up on everything and made sure we were informed about the whole process. Also when we were procrastinating you made sure we understood the importance of dealing with things ASAP! You are organized, thorough, friendly, knowledgeable and you listen and deliver! “Thank you for your time and patience! We love the home and will continue to tell our friends about your commitment, professionalism and your wonderful style.”

    The Oliver Family
    “Before I had decided to sell, I requested some information on the market in my area. I was very impressed with the detail of the information I was provided. From that point on, David was at the top of my Realtor list. David always had a very calm and soothing outlook on the process. He kept me relaxed and confident about my decisions. You are a hard working, down to earth couple who takes great pride in establishing personal connections with your clients.”

    Mike and Anne
    “Mike and I want to thank you so much for helping us find our perfect dream home and also for selling ours at record price – above asking! We are both thrilled! You exceeded our expectations with your personal service and attention – thank you again!”

    Anne and Jim
    “Your guide booklet helped us right until the closing day. All my questions were answered before I had to ask. I felt very comfortable with everything - keep up the great teamwork and positive attitude! “You have a lot of knowledge about real estate and you know exactly what to do. You made everything EASY as PIE! And a very exciting and enjoyable process!”

    Jeremy
    “Initially going through the whole process slowly step-by-step was very helpful. It was very educational and made us feel more comfortable. David was great, very kind and friendly and gave us some very good tips. He was very informative and available upon request. He worked late hours with us throughout the process to get things done. “Your next client should know that you are great for first-time home buyers -- very patient and knowledgeable. Thank you very much for your time and efforts!”

    Katie and Dan
    "I did research on the websites of various agents - yours spoke to me the most. I scheduled a time to meet with David and I knew that it was a great match as soon as he handed me the binder. I always felt like I was the only client (even though I knew I wasn't). "What I remember most was when I was at the point where I was deciding whether to put in an offer on a house... I told David I was "pretty sure", and he said, "We only do 100% sure." I thought this was a remarkable statement, truly caring about my decision and not just trying to push me into something. "You always exceeded my expectations with all of the personal attention, lots of contact & genuine interest to help me find a great home. I smile every time I receive mail from you, wondering what else you could possibly do for me. You are incredible agents and incredible people!"

Twitter Updates

    follow me on Twitter
    Bookmark and Share
    See blogs and businesses for Canada

    Yellow Pages for USA and Canada